credit where credit is due.
Our experts manage your consumer credit disputes so you don't have to.
Our team delivers end-to-end processing of disputes to ensure accuracy and compliance. We prioritize lightening-fast resolution times to maintain customers' confidence in the credit system.
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Equifax
Experian
TransUnion
simplified. managed. resolved.
Let's keep your consumers and credit bureaus happy.
Don't let disputes be the barrier to building brand value and trust with consumers.
A core component of any credit organization is the ability to handle consumer disputes as required by CFPB and FCRA regulations.
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At ethos, our team ensures dedicated service and high level communication so your team understands how a resolution will affect future furnishments.
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​Alleviate the challenges of dispute resolution and eliminate the potential for repeat customer issues that drive down customer loyalty and deflect revenue from your bottom line.
Reduce
Errors
We ensure compliance by staying up to date with regulatory changes + spend time to research, investigate, and recommend a resolution for each dispute.
Reduce
Resolution Time
When our experts handle your disputes, the amount of time spent on each case reduces dramatically. Your team will have qualified resolutions within hours.
Staff
Efficiently
With our process and team, the staffing requirement for you declines significantly from 30-40 resources per 1000 disputes down to less than 2.
Why ethos?
Put us to work. Invest your time where it's needed.
Transparent Workflows
Our dispute management solution is best in class, transforming the way you manage your disputes. It’s integrated seamlessly with your existing ecosystem and provides complete visibility into your direct and indirect disputes.
Our Clients
Why companies like ethos?
"Our customer volume increased -
Our budget didn't"
"Ethos helped us stay nimble as we scaled and focused on goals, while handling disputes for us. They were collaborative and taught us a lot. eOscar was a hassle before we found Ethos."
Sam Whol
VP of Lending Operations